Enjoying your retirement in Andorra: A complete guide for French seniors
Are you planning to spend your retirement under the sun of the Pyrenees? Andorra could well be the perfect destination for your golden years. Find out why more and more French retirees are choosing this little mountain paradise and how you too can enjoy it.
Why does Andorra attract French retirees?
An exceptional living environment in the heart of the mountains
Andorra offers a breathtaking natural environment:
- Breathtaking mountain landscapes
- Picturesque lakes for relaxation
- Green forests ideal for walks
Andorra’s humid continental climate is particularly appreciated:
- Hot and sunny summers
- Cool winters with snow for winter sports enthusiasts
- Clean air and low pollution, ideal for the health of seniors
An incomparable quality of life for retirees
Andorra stands out for:
- One of the lowest crime rates in the world
- A peaceful and serene atmosphere
- Modern infrastructures adapted to the needs of seniors
What are the tax advantages for French retirees in Andorra?
A very advantageous tax regime
By choosing Andorra as your tax residence, you benefit from:
- Exemption from wealth tax
- No inheritance or gift tax
- A 10% tax cap on wealth gains
Considerable savings on your pension
As an Andorran tax resident, you are exempt from:
- The generalised social contribution (CSG)
- The Contribution to the Repayment of the Social Debt (CRDS)
- The Additional Solidarity Contribution for Autonomy (CASA)
How to receive your French pension in Andorra?
Thanks to the bilateral agreements between France and Andorra:
- You can receive your French pension in Andorra
- The Andorran Social Security Fund (CASS) manages the applications
- The process is simplified for expatriate retirees
What are the steps to move to Andorra in retirement?
Obtaining passive resident status
To live in Andorra without working, you must:
- Applying for a residence permit from the immigration authorities
- Apply for passive resident status
- Proof of a presence of at least 90 days per year in Andorra
Conditions to be met for French retirees
To set up, you’ll need to:
- Take out private health insurance
- Invest at least €600,000 in the Principality (real estate, business creation or bank deposit)
- Pass a medical examination with the immigration service
- Prove an income above 300% of the Andorran minimum wage
How to enjoy life in Andorra to the fullest?
Immersion in the local culture
Andorra offers a rich cultural mix:
- Dominant Catalan influence
- Spanish and French traditions
- Local gastronomy to discover
- Festivals and events throughout the year
Modern infrastructures for your comfort
Enjoy the advantages of a developed country:
- Quality Medical Services
- Well-equipped hospitals and clinics
- Efficient public transport
- High-speed internet connection
Conclusion: Why choose Andorra for your retirement?
Opting for Andorra means choosing:
- An exceptional and secure living environment
- Significant tax advantages
- Superior quality of life
- A rich and stimulating cultural environment
- Modern infrastructure adapted to seniors
Retiring in Andorra means giving yourself the opportunity to live your golden years in a true haven of peace in the heart of the Pyrenees, while benefiting from unique tax advantages and an exceptional living environment.
